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Financial Management: “My Jollof Rice Savings Plan”

Let me tell you how a pot of jollof rice taught me the secret to saving money. It was a random Saturday, and my friends were coming over. The group chat had already devolved into debates over who makes the best Jollof me or Sade. I decided this time, I’d blow their minds with a feast.

As I made my shopping list, it hit me: I’d been spending way too much on impromptu hangouts. Every month, I’d swipe my card on things I hadn’t planned for. So, I made a pact with myself this jollof rice competition would also mark the beginning of my financial glow-up.

First, I set a strict budget. No more unnecessary add-ons like imported spices or overly fancy chicken. I stuck to local markets, negotiated like a pro, and discovered how much further my naira could go. The final bill? Half of what I’d usually spend.

When my friends arrived, they devoured the meal and crowned me Queen of Jollof. But the real win came later. I calculated the money I’d saved, and instead of spending it elsewhere, I put it in my Diamond Xtra savings account. That was the first deposit in what I now call my “Jollof Savings Plan.”

Every month, I challenge myself to cut costs in one area groceries, transportation, or even takeout. The amount I save goes straight into my account. Over time, it’s grown into a safety net I never thought I could have.

So, ladies, here’s the takeaway: Saving doesn’t have to be boring. Turn it into a game, give it a fun name, and celebrate your wins even if it’s just with a pot of jollof.

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